All Loans
- Completed and Signed Uniform Residential Loan Application (FNMA 1003)
- If applicable, Uniform Residential Loan Application — Additional Borrower (FNMA 1003)
- Signed Borrower’s Certification & Authorization
- Evidence of Insurance Coverage for refinance (Homeowner’s and Flood if applicable)
- Copy of the Sales Contract for purchase
Fixed Rate Loans (additional items needed)
- Signed 4506 Form
- Signed SSA-89 Form
Construction Loans (additional items needed)
- Evidence of Builders Risk Insurance Coverage (prior to closing)
- Building Plans
- Completed Construction Cost Breakdown
Home Equity Lines of Credit
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Financial Information Needed
- Personal Tax Returns (1 year or 2 years if self-employed)
- Current Pay Stubs (1 month)
- Checking, Savings and Retirement Account Statements (most recent 2 months)