If you’re with another institution, switch your Accounts to Citizens Bank anytime from anywhere. If you would like more information, and would like to open an account in person, just stop by one of our convenient locations.
Check Reorder
Citizens Freedom Checking
Free Checking Account
- Minimum balance to open account is $50.00
- No monthly balance requirement to maintain
- No monthly service charge fees
- Early account closure fee of $25.00 if you close the account within 90 days of account opening.
- Free Debit Card (Available upon approval)
- Free access to our Citizens eBranch Banking and Bill Pay
- Free e-Statements
- Citizens Bank Travel Club

Citizens Choice Checking
Earns Interest Weekly
- Minimum balance to open account is $1,000.00
- Minimum daily balance requirement of $1,000.00
- $10 monthly service charge fee will be imposed every statement cycle if balance falls below minimum daily balance requirement.
- Early account closure fee of $25.00 if you close the account within 90 days of account opening.
- Free Debit Card (Available upon approval)
- Free access to our Citizens eBranch Banking and Bill Pay
- Free e-Statements
- Citizens Bank Travel Club

Citizens Advantage Club Checking
Exclusively For Our Customers Age 55 & Above
- Minimum balance requirement of $2,500.00 to open this account, or a combination of $2,500.00 in accounts.
- $5.00 monthly service charge fee will be imposed every statement cycle the balance falls below $2,500.00 in this account or a combination of Citizens Bank accounts any day of the cycle.
- Early account closure fee of $25.00 if you close the account within 90 days of account opening.
- Free Advantage Club Checks*
- Free Debit Card (Available upon approval)
- Free access to our Citizens eBranch Banking and ePay
- Free e-Statements
- Additional Free Services:
- Cashier's Checks, Money Orders, Notary Services**
- Citizens Bank Travel Club
**We reserve the right to limit quantities
Account | Description | Minimum Balance Requirement | Interest Bearing | Account Benefits | |
---|---|---|---|---|---|
Citizens Freedom Checking | Free Checking | $0 | $0 | No | Free Debit Card (upon approval), Free access to eBranch banking, ePay, and Free e-statements. |
Citizens Choice Checking | Competitive Interest Paid Weekly | $1,000 | $10 | Yes | Free Debit Card (upon approval), Free access to eBranch banking, ePay, and Free e-statements. |
Citizens Advantage Club Checking | Account designed exclusively for our customers age 55 and above. Interest paid Monthly. | $2,500 in account or combination of accounts. | $5 | Yes | Free Advantage Club Checks*, Free Services on Cashier's Checks, Money Orders & Notary Services**, Free Debit Card (upon approval), Free access to eBranch banking, ePay, and Free e-statements. |